Spousal Incentive Health Reimbursement Account
The Laitram Spousal Incentive Health Reimbursement Account (SIHRA) offers employees, spouses, and their dependents who have access to alternate group medical and prescription drug coverage (usually through your spouse or dependent's employer) 100% coverage. If eligible, you will be reimbursed for ALL in-network eligible co-pays, co-insurance and deductibles incurred through your alternate medical plan up to the maximum out of pocket limits under the Affordable Care Act ($9,200 single and $18,400/family per calendar year). In addition, the SIHRA will reimburse the differential between what you pay in premium for the alternate coverage over what you pay in premium under the Laitram medical plan (subject to monthly maximum limits).
Important Note on Spousal $300 Surcharge for 2025
For 2025, employees will pay a surcharge of $300 per month (in addition to their monthly premium) when their spouse has access to alternate group medical coverage with their employer but elect to remain on or join Laitram’s medical plan for 2025.
SIHRA Enrollment Assistance - Live Now!
Laitram employees and their spouses can contact our SIHRA administrator, Catilize Health, with questions about plan details and eligibility. Simply call or email Catilize Health to get your questions answered by a SIHRA expert.
Catilize Health
1-877-872-4232 (press 2 for enrollments)
memberservices@catilizehealth.com
Monday - Friday 7:30 am - 7:00pm (CT)
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